The ultimate goal of any blog, online business, or e-commerce site is passive income. But, you need a best and cheapest payment gateway list so that you may receive your payments. Choosing an affordable and better payment gateway is not an easy task.
Before discussing payment gateway lists, we need to discuss what is a payment gateway?. The payment gateways are merchant networks or apps that may accept payment. They accept payments from customers and transfer them to business owners account. There are lots of payment gateways in India now. But, if you were looking for a payment gateway in 2005, there are less options. At the time, you need lots of documentation, verification, and smallest choices.
In this post, we discussed 10 payment gateways and check five key points of payment gateways.
Paypal is the world most popular payment gateway. It supports both local and international payments. It allows almost 200 countries in 26 different currencies all over the world. You may receive from and send money to your clients in effortless ways. You may pay from your credit or debit card or your net banking.Before, if you are from India, you may only accept international payments. Now, PayPal supports local businesses and local fees. The main features PayPal payment gateway
PayUmoney is another popular payment gateway in India. Since PayPal in India before accepts only international payments. Thus, PayUmoney is an excellent choice for small businesses in India.Over 3.5 lakh businesses use PayUmoney gateway for accepting payments . It takes almost 5 minutes to sign in and register for an account in PayUmoney .Both individual and business persons can use PayUmoney for mobile and online payments. With minimal efforts, you may register and start accepting payments from PayUmoney .PayUmoney powered by 128 bit SSL encryption and two-factor authentication services.
Key features of Payumoney
1. How to add the PayUMoney payment gateway in WordPress?Ans: You may use the PayUMoney Woocommerce plugin to add PayUMoney payment option. It will help to integrate woocommerce with PayUmoney. You may start accepting payments.There are lots of PayUmoney plug-ins available for Drupal, Ecwid, Interspire, Joomla, Jumpseller, Kartmagic, Kartmagic, Kartrocket, Magento. You may download them from their download page 2. Does PayUMoney accept international payments?Yes, Payumoney accepts International payments
CCAvenue is another among payment gateway list available for Indian small businesses owners. They offer varieties of payment methods for all kinds of online transactions. The CCavenue payment gateway provides two pricing plans. Plan 1 with Zero setup fees and Plan 2 with ₹ 30,000 setup fees. Although, the pricing structures are different , they offer lots of facilities.CCAvenue is a trusted brand offering acceptance and payment of online transactions. They offer most of the credit, debit cards, net banking, ATM card, wallets, and mobile payments.
1. CCAvenue also offers free setup fees and support 200+ payment options. 2. It accepts 6 Credit Cards, 58 Net Banking, 98 Debit Cards, 13 ATM Cards, 13 Prepaid Instruments, 14 Bank EMI 3. It also is payment in 27 major foreign currencies all over the world. So, it is not limited to local currency but also able to accept all over the world in most of the major currencies.
4. CCAvenue has the option to work with Multilingual Checkout Page. It supports not only local languages for multilingual checkout but also foreign languages . Currently, it supports 18 major Indian and International languages. Indian languages supported by CCAVenue:
Foreign languages supported by CCAVenue:
5. The customization facilities in CCAVenue is excellent. You may upload your logo and choose your shopping cart color scheme according to your need. 6. The retry option of CCAVenue helps to re-gain transaction failure. It improves retry success rate due to incorrect card details, bank server down, etc.Instead of going to begging and fill up all the details again, you may retry your payments in three attempts. It improves the abundant cart ratio and improves the successful transaction amount. 7. It rotates the payment options of different banks. Thus, it solves payment failure rate or server downtime. The customer able to pay using different payment routes. 8. CCAVenue has the option to store credit card, debit card, or net banking payment details. It supports PCI compliant environment. Thus, the returning customers may pay entering CVV PIN. They store data in encrypted and secure storage environments. 9. If you have no website, then no problem. CCAVenue offer customizable storefront for the merchants for free. You may customize and design their storefront by using some pre-made templates. It helps to starts earning without any problem. These websites are responsive and support both desktop and mobile as well as tablets. 10. The CCAvenue payment gateway also offers an email or SMS invoice. The clients or customers able to pay very without difficulty. It also accepts recurring invoice payment. Thus, the customers may pay in recurring invoice payments.
Instarmojo is another popular payment gateway for selling both digital and physical products. It is founded in the year 2012, and the main headquarter is in Bangalore. It is powering almost 700,000+ Indian businesses with hundred plus employees. The main plus point of this payment gateway that there are no setup fees and no maintenance cost. Instamojo has varieties of payment options. You may use SMS payment or email invoice. Even you may send whatsapp or Facebook, payment options. It supports credit and debit cards, digital Wallets. Also it offer net banking payments, UPI payment service and even EMI payment options.
It is very easy to setup and no maintenance fees.
Razorpay is one of the major payment gateways for online payment in India. When we discuss, best Payment gateway providers list, Razorpay is one of them. It accepts; process all kinds of digital payments in India. Razorpay also accepts payments in hundred plus currencies all over the world. The main features of Razorpay are:
The whole activation process of Razorpay payment gateway is online based and paperless. It takes about 24 hours to complete the activation process.
The merchant dashboard reflects all the details about past and present transactions details. There are varieties of payment options in Razorpay. For example, domestic and international Credit & Debit cards and Netbanking. it is accepting 58 banks net banking , UPI, and more than eight mobile wallets.
The security structure of Razorpay is PCI DSS Level 1 compliant. They also go with internal security audit system.
The best part of Razorpay is that they provide documented SDKs, APIs, and plugins. . It supports Android SDK, iOS SDK, plugins. woocommerce, magneto, open cart, Shopify, Prestashop, Easy Digital Downloads are the major tools. It also promotes server-side instigation like php, Ruby, Python etc.
Razorpay Woocommerce plug-in helps to connect it with a WordPress store. If you are using Woocommerce plug-in, you don’t need to redirect out of your site. and you may complete your transaction with all cards and other payment options. It also allows you to complete the refund process .
Razorpay powers 100 major currencies with real-time currency conversation. The most significant point of Razorpay is that they offer real-time currency conversion. It is beneficial for merchants and customers.
The activation process of Razorpay is straightforward and easy. There is no setup fee and yearly maintenance charges. This fee structure is looking convenient and cheap. Razorpay charges 2% flat fees for Indian credit and the debit cards and also for net banking from 58 Banks. Yet, for Diners & Amex cards, international cards Razorpay charge 3% flat fees with GST extra.
The razorpay support system has a variety of options right from email, Chat, Call Support. They also provide priority support for 24×7 days.
Razorpay also offers Razorpay career opportunities which are available at their jobs page. They have flexibility in working hours and the gift of one Macbook to everyone. If you are looking for any job, you may apply at Razorpay. There are jobs in design, engineering, finance and infrastructure, marketing and operations. Anyone can apply online or by an email to jobs@razorpay.com.
Paytm was working as a mobile recharge gateway. Later, it becomes a digital payment gateway with a digital wallet, and then it develops as a payment bank. Now, it works as a payment gateway for online businesses.
It accepts the mobile app and website payments. Now, it is prevalent in India. It allows almost all payment options like a credit card, debit card, net banking, UPI with EMI options. The main advantage of Paytm is that the payment settlement process is speedy. They transfer the payments to bank accounts on the same day or the next day usually. It is very secure and compliance with PCI-DSS compliant with 128-bit encryption. The refund process is swift for cards, net banking, and UPI payments. The customers receive the refund amount, and they don’t have to wait for 3 to 4 days to get their refunds. The customer can choose to receive refunds in their bank accounts or Paytm wallet. Paytm has lots of famous clients like Dominos, Zmatoo, FoodPanda OYO Rooms, Uber, etc. Paytm pricing plan is more encouraging for India bloggers or home base businesses. The starter plan is free for UPI and Paytm bank and wallet payments. At the same time, you may accept unlimited amounts in your account. For credit & debit cards and net banking, the charge limited 1.76% plus GST fees. Yet, there is a 50,000 per month payment acceptance limit. This starter account is easy to activate with just submitting your PAN card. The activation is instant, and you don’t have to wait for 2/3 days. Paytm payment gateway customer care number: 0120-4440440 There are lots of plug-ins and the developer tools available for Paytm.
Ingenico ePayments India Private Limited (EBS) has many integration tools. It is an intermediary agency accepting and sending payments using different payment gateways. It is the first payment gateway agency which gets PCI DSS 3.0 standards. It is also certified as ISO 27001- 2013 standard. They accept debit card, credit card, both international visa and master cards. It also accepts net banking of 50+ banks of India, gas cards, PayPal and digital wallets. It means that EBS also accept international payments and settlements.
EBS charges 2% transaction fee for all national credit and debit cards and net banking transactions. But, for Amex, ezeClick, JCB, Diners, Wallets, Cash cards, receives 3% transaction charge.
Payoneer is another payment platform widely used by freelancers and individual merchants to accept and send money to their clients. After Paypal, Payoneer is the second most popular payment method and it is very popular in those countries where PayPal is not supporting by those countries.
Payoneer is another payment platform used by freelancers and individual merchants. It is a tool to accept and send money to their clients. After Paypal, Payoneer is the second most popular payment method. It is trendy in those countries where PayPal is not supporting by those countries.
It is a connecting method of payment for freelancers, businesses helping cross-border payments. It is also guided by significant culprits like Google, Upwork, Fivver, Amazon.com. more than 200 countries accept it all over the world. It is a fast, secure, cost-effective solution for freelancers, businesses, and professionals. You may register your bank account with Pioneer. Money will transfer to your bank account if you receive it from clients.
It is a low-cost solution for local Indian businesses for receiving payments. Currently, it supports around 10+ currencies like USD, EUR, GBP, JPY, AUD, CAD, MXN & CNY. The funds will then transfer to your bank account at low cost within 24 hours. Yet, you will not be able to withdraw funds to your PayPal or any e-wallet from your Payoneer account.
Sending and receiving money from one Payoneer account to others is free for USD, EUR, GBP, and JPY. It is like sending and receiving money from your Indian account to a bank in America. They charge 2% more about the market conversion rate USD, EUR, GBP, and JPY. If you are receiving any payment from your foreign customer, it will cost 3% for credit cards. But, USA e-check payment is completely free.
Payoneer is safe for use because it is popular and uses more than 200 countries all over the world. The support system is perfect, and there are three options to get help
Even though Payoneer is a payment gateway, but you may receive payment from your clients. But, you will not be able to integrate it into your blog or e-commerce site as a payment tool.
Payubiz is another good option among other payment gateway list in India. Payubiz focuses on mobile responsiveness and auto-fill of OTP in a mobile browser. They also have a unique retry option helping to improve conversion rate.
Atom’s online payment gateway platform is another great tool for online payments. It was introduced in the year 2006, and it has more than 150000 clients now, and it is getting popularity very fast. They also offer more than 256 payment options with 50+ banks net banking facilities. The system is very secure with PCI DSS version 3.2 and 256-bit encryption.
Short pixel is a set of two WordPress plugin(s) to optimize images. The first short…
Serpwatch is a promising Rank Tracker tools for bloggers, SEO specialists, and agencies that generate…
Keyword research is one of the most crucial and vital components for search engine optimization.…
WordPress began life as a simple blogging platform and has grown into the most popular…
In 2020 YouTube and TikTok are very popular, and the whole web traffic is shifting…
Find the best Invideo coupon here. Invideo is a tool that will help you to…